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Money, careers, tech — most of us are figuring it out as we go. The Global Frame is where we think out loud about all three, plainly, without an agenda.
Latest reads
Your Employer Put $4,000 on the Table. Most People Never Pick It Up.
The average employee leaves thousands in benefits unused annually: uncaptured 401k match, FSA forfeitures, tuition reimbursement,…
SMS Two-Factor Authentication Has a Real Hole. Here’s What Actually Protects You.
SIM swapping bypasses SMS-based 2FA in minutes with a phone call to your carrier. Here’s the…
The Health Insurance Choice Costing Healthy Americans Thousands Every Year
HDHP vs PPO in 2026: generally healthy people systematically overpay for PPO coverage by $1,200-$3,600 a…
The Non-Compete Agreement Is a Paper Tiger. Here’s What the Law Actually Says.
California, Minnesota, North Dakota, and Oklahoma have banned non-competes outright. Courts regularly throw out overbroad agreements…
Performance Reviews Are Not About Performance
Performance reviews measure documentation, visibility, and manager perception as much as actual output. Here’s how the…
Your Car Payment Isn’t Your Biggest Car Cost. Depreciation Is.
AAA 2025: the average car costs $11,577/year to own — $965/month. Depreciation alone is $4,334/year and…
